Learning from insurance California style

Californian insurers can now use forward-looking computer models of climate change and disaster risk when setting premiums as long as they expand coverage in higher-risk areas, and Australia should explore this approach to keep home insurance prices stable, ensure coverage in risky areas, and make homes safer over time.

Insurance at a premium

Private health insurers want to fund more out-of-hospital care and preventative services, but the latest report from the Productivity Commission minimises their potential role in keeping Australians healthy.

Why insurance keeps climbing

Premiums for car, home and home contents insurance have been on the rise — and for many Australian households, they’re contributing to cost of living stress.

The price of insurance equity

Research highlights the need for regulators, consumer advocate groups and industry associations to be involved in determining what insurers can – and cannot – discriminate against.

How resilient is the insurance industry against climate change?

New research finds there are several steps insurers can take to improve the way they assess and manage the impacts of climate change on the community.

Premiums up, rebates down, and a new tiered system for private health insurance

If you have private health insurance, or are considering getting it, a series of changes coming into effect on April 1 are worth knowing about.